Will not impact your credit score

Your fresh start is here.

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You’re unique and your credit card should be too. With the Indigo Mastercard, you can build credit while creating the life you’ve always dreamed of.

What are the benefits of the Indigo Mastercard®?

One of the key benefits of the Indigo Mastercard is the opportunity it provides to individuals with poor credit to access a credit line. Additionally, the Indigo Mastercard offers online access to your account, making it convenient to manage your finances and monitor your credit standing.

Key Point Of Indigo Mastercard

Benefits you can count on.

How Can the Indigo® Mastercard® Help You Build Credit?

The Indigo Mastercard helps cardholders build credit in a variety of ways, ranging from regular reporting to the major credit bureaus to personalized credit limit increases based on good payment behavior.

Impacts of Using the Indigo Card on Your Credit Score

The Indigo card can either positively or negatively impact your credit score depending on how the card is used. Responsible use like making timely monthly payments can help in gradually building a better credit history.

Reporting to the Three Major Credit Bureaus

The Indigo credit card reports to all three major credit bureaus and gives regular updates on the cardholder’s credit behavior. This consistent reporting helps build a more robust and accurate credit history over time.

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Credit Bureau Reporting

Monthly payments reported to 3 major credit bureaus

Unsecured Credit Card

Keep your money – no security deposit required

Easy Pre-Qualification

Won’t impact your credit score

The Complete Guide to the Indigo Credit Card

If you’re considering applying for a credit card, it’s essential to make an informed decision. Understanding the terms, benefits, and application process is crucial. In this guide, we’ll explore everything you need to know about the Indigo Credit Card, including its impact on your credit score, benefits, and how it compares to other options available in the market.

About the Indigo Credit Card

The Indigo Credit Card is a Mastercard® designed to help individuals with less than perfect credit build and rebuild their credit history. Unlike traditional credit cards, the Indigo Mastercard is tailored to provide access to credit for those who may have been declined by other card issuers due to their credit history.

How does the Indigo Credit Card help build credit?

Indigo Credit Card reports to all three major credit bureaus, allowing cardholders to demonstrate responsible credit utilization and payment behavior. By making timely payments and keeping credit utilization low, individuals can effectively improve their credit score over time.

What is the annual fee for the Indigo Mastercard?

The Indigo Mastercard has an annual fee, which is common for credit cards designed for individuals with less than perfect credit. This fee allows the issuer to provide access to credit and account management tools, even to those with challenging credit histories.

How does the Indigo Credit Card impact your credit score?

The Indigo Credit Card impacts your credit score positively if you use it responsibly. By making on-time payments and staying within your credit limit, you demonstrate creditworthiness, which can contribute to an improvement in your credit score over time.